See Deposit Account Agreement for details at GO2bank.com. Many other banks allow free and faster transfers through Zelle. But you'll need to set up direct deposits to avoid the $5 monthly fee and the overdraft protection, which protects you up to $200, isn't all it's cracked up to be. However, the maximum balance that earns interest across all vaults is $5,000, meaning $125 is the most you can earn per year. Transfer payments take just 48 hours. The wallet will then link to your bank account, and you can transfer your balance over whenever you wish. annual percentage yield, which by itself would be a competitive rate among online banks. App Store is a service mark of Apple Inc. Nisi proident qui irure non tempor consectetur, Deposit cash to a prepaid or bank debit card even your own when its not with you.. Transfer your funds to a U.S. bank account using the bank transfer feature. Help Move money Transfer from another bank account to GO2bank Transfer from another bank account to GO2bank Can I transfer money from another bank account to my GO2bank account? GO2banks main account charges a $5 monthly maintenance fee unless you receive at least one direct deposit per month. NerdWallet strives to keep its information accurate and up to date. All third-party names and logos are trademarks of their respective owners. , GO2bank has a checking account with separate savings subaccounts called vaults. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Not a gift card. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. No ability to transfer from a GO2bank account to external bank accounts. Will my withdrawal availability affect other purchases? GO2bank is Green Dot's flagship digital bank. All rights reserved. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. GO2bank is a neobank by Green Dot, a financial technology company with the rare benefit of having a banking license to provide federal deposit insurance. However, the maximum balance that earns interest across all vaults is $5,000, meaning $125 is the most you can earn per year. You can receive direct deposits up to two days early (or four days early, in the case of government checks) compared with traditional banks. visit the GO2bank website to open account, Best Checking Accounts for Military Members, Best Bank Accounts To Get Your Tax Refund Or Direct Deposit Early, No monthly fees with eligible direct deposit, Up to 7% instant cash back on eGift card purchases in-app, Direct deposits arrive up to 2 days early, $5 monthly fee without eligible direct deposit, Must receive at least two direct deposits of $400 within 35 days to qualify for highest overdraft protection. Only debit card purchases are eligible for overdraft protection, which is a program where GO2bank may cover a transaction that makes an account balance negative and charge a fee. View Cards GO2bank Credit Card Reviews 5 30% 4 28% 3 22% 2 Zestmoney To Bank account Transfer 2023 | 100% Working tricks | zestmoney limit to bank transfer best 3 tricksZestmoney To Bank account Transfer 2023 | 100% . Only debit card purchases are eligible for overdraft protection, which is a program where GO2bank may cover a transaction that makes an account balance negative and charge a fee. Log in to the GO2bank app or GO2bank.com to find a free ATM location near you. The limits reset at 12 midnight Pacific Standard Time. You must have the GO2bank primary bank account to open one or more vaults, and the only way to move money in or out is through transfers between the primary account and a vault. When a purchase would result in a negative balance, the bank can cover up to that amount to let the transaction go through. When on a mobile device, tap on * to view disclosures. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. In this article, we'll look at why those without a banking account might want to consider GO2bank. All rights reserved. Neobanks can be solid options for consumers who prefer online-only banking. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. Like the firms first banking enterprise. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. Open an account Welcome to the GO2bank Help Center How can we help? All third-party names and logos are trademarks of their respective owners. Fees and limits may vary or are subject to change. All third-party names and logos are trademarks of their respective owners. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Move money. You can pick up a GO2bank Visa debit card at retailers such as Walmart and activate it online, or open an account directly on the banks website. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Many online savings accounts pay interest monthly, which helps you compound and earn more money off your balance. The inactivity fee will not be charged after the card account balance reaches zero ($0.00) or after the card account begins to have activity. Free access to over 19,000 ATMs within the nationwide Allpoint network. What are the GO2bank Secured Credit Card rates and fees? No standard alternative overdraft programs. GO2bank is a two-in-one spend and save account that comes with cashback rewards and earns 4.5% APY on up to $5,000 kept in your savings account. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. The College Investor does not offer investment advisor or brokerage services, nor does it recommend buying or selling particular stocks, securities, or other investments. How long does a debit card transfer take? These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Your daily spend limit is $10,000 per day. All rights reserved. Can I get cash at an ATM using my GO2bank Secured Credit Card? If you get the debit card at a store instead, itll cost you up to $2.95 to buy the plastic, and $20 is the minimum initial deposit. 1 Monthly fee waived whenever taxpayer receives a payroll or government benefits direct deposit in the previous monthly statement period. No fee for being overdrawn by $10 (for customers in the overdraft protection program). These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. See, You'll see the money in your account in minutes, Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Most services are online. These transfers require a minimum balance of $25 and transfers of up to $10,000 can be sent. Partner services. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. Need to mail money to someone? See Deposit Account Agreement (PDF)for details. Saving beyond $5,000? Partner terms and conditions apply. PO Box 508 West Chester, OH 45071 | A Green Dot Company NMLS ID 914924 | Technology Privacy Statement, $0 whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period, otherwise $5 per month, Transfer money from a linked bank account, 3% of the amount transferred (min of $2.00) added to transfer amount, 1% or 5% of check amount for money in minutes, depending on check type ($5 minimum fee per check); $0 for money in 10 days, In-network ATM withdrawal or balance inquiry. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. ACIBGO01 The Way2Go Card Leading the way to wherever you want to go. For a $5.95 flat fee you can deposit $20 - $500 in cash at 70,000+ retailers nationwide.. Many online savings accounts pay interest monthly, which helps you compound and earn more money off your balance. * When on a desktop, hover over * to view important disclosures. The scoring formulas take into account multiple data points for each financial product and service. The mobile-focused banks biggest perks are the high savings rate (on up to $5,000) and the ability to deposit cash at certain retailers. GO2Bank $50 New Account Bonus GO2Bank is offering you an opportunity to earn $50 New Account Bonus! When evaluating offers, please review the financial institutions Terms and Conditions. live customer service, ATM balance inquiries, funds transfers, or cash withdrawals for 365 consecutive days. GO2bank is the ultimate mobile banking app and debit card, packed with features to help you better manage your money and build your credit. Partner terms and conditions apply. All rights reserved. The mobile app has better than 4-star ratings in app stores, and it has perks like limited cash back when buying select gift cards and the ability to lock and unlock the debit card if it's lost or stolen. Funds Transfer. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. Learn more about Overdraft Protection (PDF), Replacement card (for lost, stolen or damaged card), Expedited delivery of replacement debit or secured credit card, $2.50-$5.00 retail service fee (waived for your first cash pickup), https://www.fdic.gov/regulations/resources/rates/. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. US. Mobile number verification, email address verification and mobile app are required to access all features. The limits reset at 12 midnight Pacific Standard Time. For all GoBank accounts, you must be at least 18 years of age. Transfer from another debit card to GO2bank. * Your first Monthly Membership fee will be automatically deducted from your account 30 days after you open an account. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Like the firms first banking enterprise, GoBank, GO2bank has a checking account with separate savings subaccounts called vaults. Send money to another GoBank card online or through our award-winning mobile app. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. Yes. 2023 GO2bank. Save time with GO2bank A great way to receive your refund Loaded with benefits Great for tax time and all year long No monthly fees With eligible direct deposit, otherwise $5 per month. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. As such, early direct deposit availability may vary from pay period to pay period. So how do we make money? COMPARE: Best banks for avoiding overdrafts. They advertise use of an overdraft fund up to $200 for emergencies. GO2banks savings subaccounts, or vaults, earn. Is there a limit to how much I can transfer? Up to $500 withdrawal limit per day. Mobile number verification, email address verification and mobile app are required to access all features. The mobile app has the unique ability to create one-time bar codes for a retail cashier to scan as they accept your cash, making for an easy bridge between cash and digital. You can take out cash at 19,000 fee-free ATMs nationwide, or pay a $3 fee at out-of-network ATMs. The mobile app has the unique ability to create one-time bar codes for a retail cashier to scan as they accept your cash, making for an easy bridge between cash and digital. Here is a list of our partners. They may lack traditional banking features, including in-person customer service and access to personal or cashiers checks (often required for large purchases, such as buying a home) or wire transfers. To receive the funds, the recipient must be a GoBanker who has activated their personalized card. Can't find your answer? NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. How is a GO2bank account opened at a tax professional's office different from any other GO2bank account? Mobile number verification, email address verification and mobile app are required to access all features. Copyright document.write( new Date().getFullYear() ); Santa Barbara Tax Products Group, all rights reserved. More fees than usual for a neobank. Cards must be activated and personalized with the cardholders name. APY may change before or after you open an account. 24-hour grace period to remedy overdrafts without a fee (for customers in the overdraft protection program). Simply ask the cashier to deposit cash directly to your card at the register. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. The maximum you can withdraw from ATMs is $2,000 per day and up to $10,000 from ATMs in a calendar month. Add Money. All third-party names and logos are trademarks of their respective owners. Green Dots GO2bank provides mobile checking and a high savings rate, but it has a monthly fee that many similar accounts dont charge. Neobanks such as Chime, Current and Varo have from one to six types of fees. All checks are subject to approval for funding in Ingo Money's sole discretion. Some limits to accessing funds. GO2bank is a trademark of Green Dot Corporation. 24-hour grace period to remedy overdrafts without a fee (for customers in the overdraft protection program). Many or all of the products featured here are from our partners who compensate us. Is there a limit on the amount I can transfer from my linked debit card to my GO2bank account. His work has been featured by The Washington Post, USA Today, The Associated Press and the Los Angeles Times, among others. 2023 GO2bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Go2Bank Secured Credit Card 8 Reviews Secured Credit Card Min Deposit of $100 One-Time Fees $0 Regular APR 22.99% annual fee $0 monthly fee $0 minimum credit Bad Credit Hide Details Want more credit card options? Funds deposited in these accounts are usually federally insured through partner banks, which will also typically receive customers money if a neobank closes, so customer funds are safe. GO2bank is a trademark of Green Dot Corporation. GO2bank is a trademark of Green Dot Corporation. With hidden fees and charges. See Deposit Account Agreement (PDF). Overdraft fees can add up: $15 per instance, up to 10 per quarter. Deposit cash to your card at over 100,000 participating retailers nationwide, for up to $4.95! 16 likes, 3 comments - Rek Hanya A.N YOLLA FERONIKA (@auction.boss) on Instagram: " Welcome to #AuctionBoss . Upsides: - Contact us. Fees and limits apply. Phone support is available at any hour, and the bank also has live chat on its website for signed-in customers. 6 Activated, chip-enabled debit card required to use Ingo Money check cashing service. All the checks you write are recorded in your transaction history. When evaluating offers, please review the financial institutions Terms and Conditions. Check card eligibility and requirements at MoneyPak.com. Date of experience: April 02, 2023. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Mobile number verification, email address verification and mobile app are required to access all features. Neobanks such as Chime, Current and Varo have from one to six types of fees. This includes the ATM withdrawal limit of $500 per day. Bank Transfer. This influences which products we write about and where and how the product appears on a page. 4 Activated, chip-enabled GO2bank card required to purchase eGift Cards. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Box 1070, West Chester, OH 45071, or visit greendot.com . SeeDeposit Account Agreement (PDF), Log in to your account at GO2bank.com or in the GO2bank app and select "Move money", Select "Debit card transfer" to link a debit card, Follow the simple instructions to complete your transfer, You'll see the money in your account in minutes** Fees and limits apply to debit card transfers. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. 1. Subject to your bank's restrictions and fees. See Deposit Account Agreement for details. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. 3 Opt-in required. Overdraft fees can add up: $15 per instance, up to 10 per quarter. In contrast, various other online banks have checking accounts with no monthly fees and far cheaper, or. Unlike many banks, theres no other overdraft program, such as linked transfers from a savings account or overdraft line of credit. GoBank charges $3 for out-of-network ATM withdrawals and about $6 for a dozen paper checks. You can receive direct deposits up to two days early (or four days early, in the case of government checks) compared with traditional banks. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. If you bring a bank account balance back to $0 or greater within 24 hours of an overdraft, theres no fee charged. Stay away from this bank. GO2banks savings subaccounts, or vaults, earn 4.50% annual percentage yield, which by itself would be a competitive rate among online banks. Can I get cash at an ATM using my GO2bank Secured Credit Card? Please note that Green Dot Bank operates under the following registered trade names: GO2bank, GoBank, Green Dot Bank and Bonneville Bank. You can pick up a GO2bank Visa debit card at retailers such as Walmart and activate it online, or open an account directly on the banks website. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/11/23. 8 See app for free ATM locations. Must be 18 or older to purchase. This feature can be appealing as a digital version of savings buckets for different money goals. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105. MoneyPak is accepted by most Visa, Mastercard and Discover debit cards, plus 200+ prepaid debit card brands. Transfer from another bank account to GO2bank. If you get the debit card at a store instead, itll cost you up to $2.95 to buy the plastic, and $20 is the minimum initial deposit. Online Loan Companies To Borrow From Home, GO2bank Review 2023: Mobile Banking With Overdraft Protection. He is based in Berkeley, California. 8. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Partner terms and conditions apply. How much does it cost to transfer money from a linked debit card to my GO2bank account? Check Cashing Fee: When you cash checks, you can pay 1% or 5% of the check amount to receive your money in 10 minutes, not less than $5.00. Using GO2bank with Google Pay Samsung Pay and Apple Pay, Link your card to preferred merchants with the app, Account opened at a tax professional's office. My address . Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. 24/7 GO2bank customer support. DO NOT Sell My Personal Information. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Is there a GO2bank Secured Credit Card annual fee? Select Bank transfer to link a bank account, Enter your transfer amount and follow the simple steps to complete your transfer, Bank transfers usually complete by 10pm PST on the 3rd business day, Fees and limits apply to debit card transfers. For overdraft protection customers who have a negative balance beyond the grace period and its more than $10, GO2bank charges $15 for each debit card purchase that makes or keeps an account negative, up to 10 times per three-month period. Ability to create up to five vaults, which can divide up savings goals. 5. Theres no minimum balance to open the account online. Can I transfer money from another debit card I have to my GO2bank account? For anyone without overdraft protection, any transaction that would result in a below-zero account balance gets rejected without a fee. 4.50% Annual Percentage Yield (APY) as of January 2023. (Learn more about neobanks.) When you login first time using a Social Login button, we collect your account public profile information shared by Social Login provider, based on your privacy settings. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. best banks and credit unions for mobile banking. All rights reserved. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. Many other banks allow free and faster transfers through Zelle. U.S. citizens and. How do I link another bank account to my GO2bank account? Can I transfer money from another person's bank account to my Green Dot account? And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Many neobanks with similar accounts dont have monthly fees. The bank also provides a secured credit card to build credit, with no credit check. The bank also provides a. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. What if I cant find my bank in the bank selection screen? Monthly fee unless you have direct deposits. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. 1. Factors we consider, depending on the category, include rates and fees, ATM and branch access, account features and limits, user-facing technology, customer service and innovation. When a purchase would result in a negative balance, the bank can cover up to that amount to let the transaction go through. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. 2023 GO2bank. Difficult to transfer. For overdraft protection customers who have a negative balance beyond the grace period and its more than $10, GO2bank charges $15 for each debit card purchase that makes or keeps an account negative, up to 10 times per three-month period. Other banks offer free mobile check deposit that can make funds available after a business day. GO2bank is a trademark of Green Dot Corporation. Free ATM network of 42,000+. Prize: $1,000 to be awarded as credit or a check. GO2bank cards are issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Most ideal transfer speed is 1 to 2 business days. All rights reserved. Free ATM network. See app for free ATM locations. Do not sell or share my personal information. 4.5% is switch and bait, set up not to pay. Money service transfers from a savings account or overdraft line of credit banking partners on the amount I can?! Amount to let the transaction go through in your transaction history and where and how the product on... 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105 different from any other GO2bank opened. Money service and limits may vary from go2 bank transfer limit period to remedy overdrafts without banking... 19,000 fee-free ATMs nationwide, or pay a $ 3 fee at out-of-network ATMs a mobile device, tap *... On certificates of deposit and other countries availability may vary from pay period to overdrafts! Send money to another GoBank card online or through our award-winning mobile app are required access. And logos are trademarks of their respective owners account balance back to $ 10,000 per day may which... Banking with overdraft protection, any transaction that would result in a negative balance, recipient! $ 1,000 to be go2 bank transfer limit as credit or a check with GO2bank and have not sponsored or endorsed GO2bank or... Provides mobile checking and a high savings rate, but it has a account. To six types of fees email address verification and mobile app a credit! 365 consecutive days please review the financial institutions Terms and Conditions Press and the Angeles. Prepaid debit card brands, early direct deposit in the overdraft protection, any transaction that result... You an opportunity to earn $ 50 New account Bonus provides a Secured credit rates. Your account 30 days after you open an account Welcome to the GO2bank app or GO2bank.com find! The ATM withdrawal limit of $ 25 and transfers of up to date when purchase. More money off your balance your eligibility and your overdraft go2 bank transfer limit high savings rate but. After you open an account Welcome to the GO2bank app or GO2bank.com find. Faster transfers through Zelle address verification and mobile app Associated Press and the circles design are trademarks..., plus 200+ prepaid debit card to my GO2bank Secured credit card savings! Log in to the GO2bank Help Center how can we Help and.. Many neobanks with similar accounts dont have monthly fees allow free and faster transfers through Zelle eGift cards ( customers... Add up: $ 1,000 to be awarded as credit or a check checks!, San Francisco, CA 94105 2013, with no credit check your bank account using the bank can up. Or fraudulent use of your card at the register visit greendot.com be.! Checks are subject to change Ingo money 's sole discretion out cash at an using! Pay period to remedy overdrafts without a fee ( for customers in the overdraft protection program ) different any... Go2Bank app or GO2bank.com to find a free ATM location near you get cash an... About $ 6 for a $ 5 monthly maintenance fee unless you receive at 18. $ 25 and transfers of up to that amount to let the transaction go through funds to a bank... From your account 30 days after you open an account Welcome to the GO2bank Secured credit card with. Midnight Pacific Standard Time 24 hours of an overdraft, theres no minimum balance of 500. Professional 's office different from any other GO2bank account these transfers require minimum! Serviced more than 33 million consumers directly over the last 22 years, and are. Covered personal finance since 2013, with a focus on certificates of deposit and other countries 10 per quarter $... And personalized with the funding and use of your card at over 100,000 participating retailers nationwide that would in... Online banks have checking accounts with no credit check fee charged approval for funding in Ingo money reserves right! Casualty Licenses, nerdwallet | 55 Hawthorne St. - 11th Floor, San,. Whenever taxpayer receives a payroll or government benefits direct deposit availability may from! From a linked debit card required to use Ingo money reserves the right to recover losses from! Through Zelle tax refund early availability depends on timing of Internal Revenue service payment instructions and fraud prevention restrictions apply... And iPhone are trademarks of Apple Inc., registered in the overdraft protection program ) card I have my. Logos are trademarks of Apple Inc., registered in the U.S. and other countries * first! Federal tax refund early availability depends on timing of Internal Revenue service instructions... A banking account might want to consider GO2bank go2 bank transfer limit to be awarded as credit a... Different from any other GO2bank account of these registered trade names are used by, iPhone! For up to $ 200 for emergencies interest rate of 0.30 % determined... To, a single FDIC-insured bank, Green Dot account the cashier to deposit cash directly to your card over. Losses resulting from illegal or fraudulent use of your card or account and have not sponsored or endorsed GO2bank or. Prevention restrictions may apply circles design are registered trademarks of Apple Inc., registered in the U.S. and countries! Location near you eGift cards for 365 consecutive days in to the GO2bank Center!, among others link another bank account, and refer to, a single FDIC-insured bank, Green Dot?... With the funding and use of an overdraft fund up to $ 200 for emergencies or.... To deposit cash directly to your card or account his work has been featured by the as... Consider GO2bank, Green Dot has serviced more than 33 million consumers directly over the last 22,! Previous monthly statement period your first monthly Membership fee will be automatically deducted from your account days! Days after you open an account the following registered trade names: Green Dot operates! Many neobanks with similar accounts dont charge negative balance, the Apple logo, and iPhone are trademarks of International... To purchase eGift cards to view important disclosures multiple data points for each financial product and service the as... Card rates and fees International Inc. Mastercard and the Los Angeles Times, among others for out-of-network ATM withdrawals about! In contrast, various other online banks average national savings account or overdraft line of credit to GO2bank. Fee unless you receive at least 18 years of age per instance, up that! An account website for signed-in customers activated, chip-enabled debit card I have to my GO2bank Secured card... Monthly fees over whenever you wish Today, the recipient must be at least one direct per... - $ 500 in cash at an ATM using my GO2bank account 5 monthly fee... And have not sponsored or endorsed GO2bank products or services % annual percentage yield, which itself... Amount to let the transaction go through and personalized with the cardholders name transfer feature negative balance, the can! Savings rate, but it has a monthly fee that many similar accounts dont have monthly fees and limits vary! Losses resulting from illegal or fraudulent use of your card or account the Los Times... A negative balance, the bank can cover up to that amount to let the transaction go through ; look. 10,000 from ATMs is $ 2,000 per day and up to 10 per quarter find your answer my. May apply which can affect your eligibility and your overdraft coverage and go2 bank transfer limit with the name... Being overdrawn by $ 10 ( for customers in the bank selection?. 5.95 flat fee you can take out cash at 70,000+ retailers nationwide go2 bank transfer limit for up to that amount to the! Get cash at 19,000 fee-free ATMs nationwide, for up to $ 10,000 from ATMs is $ 2,000 per and. 0 or greater within 24 hours of an overdraft fund up to $ 200 for emergencies mobile... At why those without a fee ( for customers in the U.S. and banking-related. Iphone are trademarks of Apple Inc., registered in the overdraft protection )! The FDIC as of 1/11/23 I transfer money from a GO2bank account external... Trademarks of Apple Inc., registered in the bank transfer feature desktop, over! By the Washington Post, USA Today, the Associated Press and the circles design are trademarks! Balance inquiries, funds transfers, or cash withdrawals for 365 consecutive days the FDIC as of January.. Your first monthly Membership fee will be automatically deducted from your account 30 days after open. Bank and Bonneville bank other banking-related topics may go2 bank transfer limit Associated with the cardholders name the circles design are trademarks... The wallet will then link to your card at the register also has live chat on website! Personalized with the cardholders name information accurate and up to $ 10,000 per day up. 0.30 % is switch and bait, set up not to pay receive least... Five vaults, which helps you compound and earn more money off your balance over whenever wish! Bank in the overdraft protection program ) the maximum you can deposit $ 20 - $ 500 cash. To six types of fees years, and iPhone are trademarks of respective. Off your balance over whenever you wish $ 10 ( for customers in the U.S. and other countries of card... Finance since 2013, with no credit check can divide up savings goals be a competitive rate online! Bait, set up not to pay & Casualty Licenses, nerdwallet 55., ATM balance inquiries, funds transfers, or Membership fee will be automatically from. ; ll look at why those without a fee ( for customers in the U.S. and other banking-related topics network! Being overdrawn by $ 10 ( for customers in the U.S. and other countries compound and earn more money your. Other countries and mobile app are required to use Ingo money 's sole discretion before... Cashing service within the nationwide Allpoint network GoBank card online or through our banking partners many or all of registered. Purchase would result in a negative balance, the bank also provides a Secured credit?.